Put an end to suffocating debt and start fresh.

Stop garnishments and foreclosures. Eliminate medical debt, tax liens, credit card debt and judgements. Put an end to harassing phone calls and get your peace of mind back.

Free Consultations & Affordable Rates

Evening and Weekend Appointments Available

Malinowski Law was founded in 2001 to deliver effective, high quality, and affordable legal services in a casual and relaxed atmosphere. At Malinowski Law, we treat our clients like people, not cases. We keep a manageable caseload to be able to provide personal service and quick response time. Having represented both debtors and creditors over the years, we have a broad understanding of the issues and how to best represent your interests.

With more than 30 years of bankruptcy experience, we have successfully helped thousands of people and earned a reputation for efficient and effective legal representation and excellent customer service.   

General Bankruptcy

As Bankruptcy Law experts, we can help you understand and navigate issues including Debtor’s Rights, Creditor’s Rights, Fair Debt Collection, Judgements, and Restitution

Chapter 7

Chapter 7 Bankruptcy is known as the “fresh start” option because it allows people with a limited income or a recent loss in income to eliminate credit card debt, medical bills, utility bills, judgments and garnishments, car loans, and even mortgage debt.

Debt Settlements

Sometimes people are reluctant to file for bankruptcy, not eligible to file, or it simply may not be the best solution for them. Malinowski Law can help you negotiate with creditors to reduce the charges or extend the payment period.

Chapter 13

For individuals or couples who have income that might be above their basic monthly expenses or too many assets for Chapter 7 Bankruptcy, Chapter 13 bankruptcy gives you the chance to “catch up and climb out of the hole”.


With more than 30 years of bankruptcy experience, Mike Malinowski has filed and successfully discharged thousands of cases.
We use our experience and expertise to make legal proceedings efficient and understandable. We have seen enough to know that each one is unique. Malinowski Law can offer options and solutions that other attorneys may not be familiar with.


At Malinowski Law, we understand that debt can creep up on anyone. It can also happen suddenly or unexpectedly due to a medical crisis, injury, or job loss. Financial strain and legal matters can be stressful and emotionally draining. At Malinowski Law, we take time to listen to and understand our clients’ situations and help them move forward confidently.


Malinowski Law is committed to the best outcome for our clients. It doesn’t matter how you got into your situation. We believe everyone deserves the opportunity to find relief. We go the extra mile to make sure they understand and are comfortable with the proceedings.


At Malinowski Law, we set a fee for each case based on its complexity. That way you don’t pay more than you need to when your case is straightforward, and you get the expertise and time you need when it’s not. You will know at the end of the free consultation what your costs will be.