As Bankruptcy Law experts, we can help you understand and navigate issues including Debtor’s Rights, Creditor’s Rights, Fair Debt Collection, Judgements, and Restitution. At Malinowski Law we understand how each of these areas impacts your financial situation and works with you to find the best solution for your situation.
As Bankruptcy Law experts, we can help you understand and navigate issues including Debtor’s Rights, Creditor’s Rights, Fair Debt Collection, Judgements and Restitution. At MalinowskiLaw we understand how each of these areas impact your financial situation and work with you to find the best solution for your situation.
Chapter 7 Bankruptcy is known as the “fresh start” option because it allows people with a limited income or a recent loss in income to eliminate credit card debt, medical bills, utility bills, judgments and garnishments, car loans, and even mortgage debt.
For individuals or couples who have income that might be above their basic monthly expenses or too many assets for Chapter 7 Bankruptcy, Chapter 13 bankruptcy gives you the chance to “catch up and climb out of the hole”.
Sometimes people are reluctant to file for bankruptcy, not eligible to file, or it simply may not be the best solution for them. Malinowski Law can help you negotiate with creditors to reduce the charges or extend the payment period. Just knowing there is an attorney involved sometimes helps bring people to the table and make sure that fair debt collection procedures are followed.